CHIC FINANCIAL SERVICES

We Provide Financial Health for Financial Wealth!

About US image
Here at CHIC Financial Services, our number one priority to our customers is to help them in obtaining financial freedom. We do this by providing constant education on the process of raising your credit score, rebuilding credit, debt settlement if and when needed, and working with the 3 major credit bureaus on your behalf.   We believe that education is the key to maintaining good credit.  We will be here to guide you every step of the way and answer any questions that you may have.

We understand that navigating the process of credit repair can be very challenging, confusing and overwhelming if you are not aware of all the laws that regulate collectors, creditors, and credit bureaus. Our job is to lift that heavy burden off your shoulders and do all the work for you so that YOU can buy that dream home, get that new car or start that new business venture. Whatever your goals are, we're here to help. Most companies will just focus on your credit score but we'll go a level deeper and focus on your overall credit history and what your report says about you. Our goal is to have your credit tell the story you want it to tell.

Because we believe in Consistency, Honesty, Integrity, and Customer Solution

Why US? image
We have the expertise that you need to deal with any situation presented by the creditors, collectors, and credit bureaus.  We put in 100% into everything we do for our clients to achieve the best outcome.

To get the best results, we'll go beyond the credit bureaus as they are just one piece of the puzzle. We will also dispute directly with the creditors and the collection agencies as the law allows and focus on removing any inaccurate information from your credit report. Because of this, we provide direct disputes with creditors and collectors for no additional charge.

We believe in complete customer satisfaction, which is why we offer our clients a risk free money back guarantee and a hassle free cancellation policy.  As you will see, one of the great thing about our program is that you are not tied into a yearly contract with us and have the option of cancelling at anytime. While in the program, you're billed for our services on a month to month basis. So, If at any point time you are unhappy with our service and would like to cancel please reach out to us via email and we'll take care of that for you. All we ask is that all cancellation requests be submitted by no later than the due date of your next recurring payment.

At CFS we pride ourselves on being very transparent. You'll never have to worry about any hidden fees or surprises. We believe in being clear in our communication and ensuring our client know what to expect throughout the process. We will always do our best to share keen insights and wisdom that only comes from having experience in the credit repair industry.

And remember, here at CHIC Financial Services we'll always do our best to strive for Consistency, Honesty, Integrity and Customer Solutions. 

Free Credit Consultation

Free Credit Consultation

You'll have the opportunity to speak with a credit specialist who will be your first point of contact and will work with you to get you through the on-boarding process should you decided to join our program. Click on the "LEARN MORE" button to schedule your appointment.

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Unlimited Customer Services Support

Unlimited Customer Services Support

We know that credit repair can be a very daunting task which is why we offer unlimited customer service. We want you to know, we're here for you. Please don't hesitate to reach out to us either by phone or email and we will get back to you at our earliest convenience. For any issues that may be urgent, please specify that when reaching to ensure an immediate response otherwise we will look to get back to you with 24/48 hours. Thank you!

Unlimited Disputing (applies to most packages)

Unlimited Disputing (applies to most packages)

We will continue dispute any inaccurate items on your credit report on your behalf which may be affecting your score and your overall credit history with all three credit bureaus. We will use our knowledge of credit laws, best practices for disputing along with the statue of limitation to help us develop a personalized strategy that will allow us to help you improve your credit score and clean up your overall credit report.

Results in 30-45 Days

Results in 30-45 Days

You can expect to received an update every 30-45 days after each round of dispute letters have been mailed out. Due to the fact that by law the credit bureaus have 30 days to investigate a claim, we can only provide updates according to this timeline.

Credit Repair Tips and Trick - Ways to better your credit score and keep it that way

Credit Repair Tips and Trick - Ways to better your credit score and keep it that way

Be sure to subscribe to our mailing list. You can expect to receive tips, trick, and special updates and offers providing you with the opportunity to leverage other resources to assist you in increasing your credit score and much more! Click on the home page to subscribe

100% Money Back Guaranteed

100% Money Back Guaranteed

We operate under a 100% money back guarantee policy for any clients who we are unable to get a deletion for in 120 days. Please reference our refund policy for further details.

See how we're changing lives

Click the video to learn more!

When you increase your credit score you increase your quality of life.

A Simple, Better, Smarter way of working

Client Consultation

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Enrollment Process

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Client On-boarding

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Road to a better life

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*All enrollment fees are charged 24/48 hours AFTER the client has been successfully onboarded, and all monthly payment will be due 30 days from that date.

$159.99Month

Essential Package $179.99 One-time Enrollment Fee

  • *No Contract
  • *6 rounds of Disputes
  • *Credit Education
  • *No up front fees
  • *3Bureau Audit Analysis
  • *24/7 Client Portal Access
  • *Customer Service Support
  • *Money Back Guarantee if no deletion in 120 days
$169.99Month

Limitless Package $189.99 One time Enrollment Fee

  • *No Contract
  • *Credit Education
  • *Unlimited Disputes
  • *No up front fees
  • *3Bureau Audit Analysis
  • *24/7 Client Portal Access
  • *Customer Service Support
  • *Money Back Guarantee if no deletion in 120 days
$199.99Month

Partners Package $279.99 One-time Enrollment Fee

  • *No Contract
  • *Credit Education
  • *Unlimited Disputes
  • *No up front fees
  • *3Bureau Audit Analysis
  • *24/7 Client Portal Access
  • *Customer Service Support
  • *Money Back Guarantee if no deletion in 120 days
$39.99

Credit Repair Coaching Services

  • 1. 45 min one on one coaching call
  • 2. Learn the basic of the disputing process
  • 3. Learn how the credit bureaus operate
  • 4. I'll answers any questions you may have
  • 5. Additional programs that can help you build your credit
  • *Note, for you get the $39.99 rate you will need to purchase a min of 3 sessions. For one session it will be a fee of $49.99 per session. To get started give us a call.


Click on the "Learn More" button below to get a list of the types of items we dispute

Dispute Items

Dispute Items

Our company will help you remove any inaccurate, erroneous, obsolete items on your credit report. Click the button below to learn more.

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We're here for you

  • 100 Overlook Center
  • Princeton, NJ 08540 2nd Floor

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